Paunenge uchiita kutengeserana nedzimwe nyika, imwe yesarudzo dzakanyanya kukosha dzauchafanirwa kuita kusarudza nzira yekubhadhara yakakodzera.Semutengesi kunze kana kunze kwenyika, kusarudza nzira yekubhadhara yekune dzimwe nyika yekubhadhara kwakakosha kuti uve nechokwadi chekufambiswa zvakanaka kwekutengeserana uye kuchengetedzeka kwemari yako.Muchinyorwa chino, isu tichaongorora dzimwe dzeanozivikanwa nzira dzekubhadhara dzekunze uye kukubatsira kuona kuti ndeipi yakakunakira.
1. Tsamba Yechikwereti (L/C):
Tsamba yechikwereti inzira yekubhadhara inoshandiswa zvakanyanya mukutengeserana kwenyika.Zvinosanganisira sangano rezvemari, kazhinji bhangi, rinoshanda semurevereri pakati pemutengi nemutengesi.Bhengi remutengi rinopa tsamba yechikwereti, ichivimbisa kubhadhara kune mutengesi pakupedzwa kwakabudirira kwemamiriro akatarwa.Iyi nzira inopa chengetedzo kumapato ese sezvo mutengesi achiziva kuti achabhadharwa, uye mutengi anova nechokwadi chekuti zvinhu zvaunzwa sezviri kubvumirana.
2. Documentary Collection:
Nekuunganidzwa kwezvinyorwa, mutengesi anoisa kubata kwekubhadhara kubhangi ravo.Bhangi rinotumira magwaro ekutumira kubhangi remutengesi anozoaburitsa kune mutengi kana mubhadharo waitwa.Iyi nzira inopa imwe nhanho yekuchengeteka asi haipi chiyero chakafanana chesimbiso setsamba yechikwereti.Documentary collection inokodzera kune vakamisikidzwa vanotengeserana vane nhoroondo yakanaka yekubhadhara.
3. Advance Payment:
Mune zvimwe zviitiko, kunyanya kana uchishanda nevadiwa vaunovimba navo kana padiki kutengeserana, kubhadhara kwepamberi kungave nzira inofarirwa.Sezvinoratidzwa nezita racho, mutengi anobhadhara mberi zvinhu kana masevhisi asati aunzwa.Iyi nzira inopa mutengesi pfungwa yekuchengeteka, achiziva kuti vakagamuchira mubhadharo vasati vatumira zvigadzirwa.Nekudaro, mutengi anotakura njodzi yekusagamuchira zvinhu kana mutengesi akatadza.
4. Vhura Akaundi:
Iyo yakavhurika account nzira ndiyo ine njodzi asi zvakare iri nyore kubhadhara sarudzo kune ese ari maviri.Nenzira iyi, mutengesi anotakura zvinhu uye anopa chikwereti kumutengi, uyo anobvuma kubhadhara mukati menguva yakatarwa, kazhinji mushure mekugamuchira zvigadzirwa.Iyi nzira yekubhadhara inoda kutendeseka kwepamusoro pakati pemutengesi neanopinza.Iyo inowanzoshandiswa pakati pevashandi venguva refu vebhizinesi vane rekodhi rekodhi.
Kusarudza nzira yekubhadhara nayo kutengeserana kune dzimwe nyika kunoenderana nezvinhu zvakati kuti senge mwero wekuvimbana pakati pemapato, kukosha kwekutengeserana, kukodzera kwemutengi, uye mamiriro ezvigadzirwa kana masevhisi ari kutengeswa.Izvo zvakakosha kuti utarise zvinhu izvi nekungwarira uye kufunga nezve njodzi dzakabatana uye mabhenefiti.
Kana iwe uri mutengesi mutsva kana mutengesi, kusarudza nzira yekubhadhara yakachengetedzeka setsamba yechikwereti kana kuunganidzwa kwezvinyorwa inogona kunge iri sarudzo yakachengetedzeka kuchengetedza zvaunofarira.Nekudaro, sezvo iwe uchivaka kuvimba uye nekumisikidza hukama hwenguva refu nevaunotengeserana navo, unogona kufunga dzimwe nzira dzinochinjika dzakadai sekubhadhara kumberi kana kuvhura account kuti ugadzirise kutengeserana kwako.
Mukupedzisa, kusarudzwa kweiyo nzira yekubhadhara yekune dzimwe nyika yekubhadhara isarudzo yakakosha inofanirwa kuitwa mushure mekunyatso funga nezve izvo zvinodiwa zvekutengeserana kwako.Sezvaunofamba pamusika wepasi rose, kutsvaga zano kubva kune nyanzvi dzekubhengi uye vane ruzivo vatengesi kunze kwenyika kana vanotenga kunze kwenyika vanogona kupa ruzivo rwakakosha mukusarudza nzira yakakodzera.Rangarira, kiyi ndeye kurova chiyero pakati pekuchengetedza uye nyore uchive nechokwadi chekushanda kwakanaka kwebhizinesi rako rekutengeserana renyika.
Nguva yekutumira: Oct-09-2023